Loans and Fast Loans Online Without a Payroll
How to get fast credits with Eicredit
Fast loans, also called mini-credits, micro-credits, urgent loans, or simply, online loans, are small amounts of money that can help you solve some monetary contingencies.
Occasional situations, such as the payment of a fine or the late bill of a service; unexpected, such as the breakdown of the vehicle or a domestic reform; or sudden events such as moving or traveling, bring the need for urgent money, and it is always necessary to get it as quickly as possible.
Within the range of lenders that currently offer quick loans without payroll and immediate online loans is Eicredit. Let’s know about the quick credit options that this company offers and its most outstanding features.
What is it and what does it offer?
Eicredit is a firm of German origin that is based in Spain, and that also has branches in the Czech Republic, Poland, Russia and Mexico. It has been made known through an intense television advertising campaign, and has become a leading fast loan company in Spain.
Through its website you can apply with simplicity and get, very quickly, that urgent money necessary to solve your unforeseen: Online loans from 75 to 750 euros that can be returned between 7 and 30 days.
The procedure does not need payroll or endorsement, and it may even be possible even if you are registered with Financial Credit Institutions. The best thing is that you can have the money requested in your account in just 15 minutes, because speed is definitely an essential factor in this type of transaction.
In addition, it is also recognized for having high standards of protection, since the data you enter in your computer portal is encrypted and processed anonymously, and can not be saved or shared with third parties without your express consent.
What does it take to apply for a quick credit at Eicredit?
Requesting personal loans is a very simple process. It starts, of course, filling the application from any device with an Internet connection, either through the portal or previously downloading the application for mobile devices.
The requirements demanded by this financial entity are basically basic and without complications, in fact, they are also extremely flexible, which makes this company one of the most attractive options in the industry.
Applicants for the quick credits must be over 18 years of age, have their own bank account, as well as a valid email address and a mobile phone for private use, since they send a reply by email and by SMS. For the rest, they must be Spanish residents and have a valid DNI, without this presupposes that they must be present in the country.
It is not required, substantially, that the person has a payroll or fixed work, that is to say that both salaried workers and the self-employed, retired, pensioners, students, housewives or unemployed, are welcome to apply for personal loans in this company.
On the other hand, here it is feasible to apply for quick microloans without payroll if you have had problems with Financial Credit Institutions. This is allowed because they have a particular system of risk assessment, an automatic and immediate algorithm, to determine if the applicant has sufficient capacity to pay back the amount requested within the stipulated period.
What are the conditions under which emergency loans are granted?
Since these personal loans are aimed at solving unforeseen or emergency situations, the speed of transactions, as we have already mentioned, is a fundamental factor. In this sense, Eicredit provides a quick application, a quick response and a quick placement of the money in your account.
On the other hand, this company also has complete transparency to carry out its online credit activities, since all the information is presented clearly and easily from the beginning, through the characteristic simulator.
Once you are on your website, with the simulator you can try different combinations, between amounts and maturities, and know the total amount to be reimbursed in each case, including costs and fees. In this way, you can be sure of each and every one of the details of the obligation you intend to acquire.
Now, to know if it is favorable or unfavorable, each request is evaluated individually. In the event that an applicant is considered eligible to acquire mini-credits but for less than the requested amount, the client will obtain an affirmative answer but specifying this restriction, and the loan will be authorized for this amount.
In case of not paying the microcredit in the stipulated period, the weight of the debt will fall on the debit card provided in the application. However, extension options are available for 7, 15 or 30 days, in which case new interests (18%, 23% and 40% respectively) should also be applied in order to extend the loan. If, on the other hand, you want to cancel the quick credit before expiration, you can also do it.